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An overdraft occurs when you do not have sufficient funds in your checking account to cover a purchase made by check.
Overdraft Protection is a service offered by Launch CU at the time you open your Checking Account. If you opt in to enroll in Overdraft Protection, the credit union will withdraw available funds from your Savings Account (in increments of $10) to cover the overdraft difference. And, you’ll only be charged $10 per transfer when this Overdraft Protection is needed. Please refer to the Fee Schedule for details.