Credit Cards
Which Type of Visa® Credit Card Are You Interested In Today?
Personal Visa® Credit Cards
Two Great Launch Cards; One Low Introductory Rate!
Visa® Platinum REWARDS Credit Card
Want to earn points for every purchase? Apply for the Launch Visa® Platinum Rewards Credit Card, where you earn one point for every dollar you spend. Redeem your points for statement credit, cash back, travel, gift cards, merchandise, theme park tickets and so much more! Enjoy a 3.90% introductory rate* for 6 billing cycles on purchases and balance transfers made within the first 60 days! Apply today for your Launch Visa® Platinum Rewards Credit Card and start earning points on everything you buy. *After the introductory period, your APR will be 8.90% to 17.50% APR (Platinum VISA®) or 10.90% APR (Rewards Platinum VISA®) based on your creditworthiness.
Just another way Launch can help you Go Beyond!
More information:
How To View Your Points
How to Redeem Points
How To Redeem for Airline Tickets, Travel and Theme Parks
Visa® Platinum Credit Card
Now is an excellent time to apply for a low-rate Launch CU Visa® Platinum Credit Card! All new Launch CU cardholders can enjoy a special 3.90% APR* introductory rate on purchases and balance transfers for the first 60 days. *After the introductory period, your APR will be 8.90% to 17.50% APR (Platinum VISA®) or 10.90% APR (Rewards Platinum VISA®)based on your creditworthiness.
If you’re looking to apply for a credit card, or if you’re the type of consumer who carries a balance on your credit card, the Launch Visa® Platinum Credit Card could be the perfect card for you. If you have another credit card in your wallet, check your statement and see what interest rate you are paying. With our low rates, plus no cash advance fee and no annual fee*, our Visa® Platinum Credit Card could save you a lot of money.
Put down your high-rate credit card, and apply for a low-rate Launch credit card online or call a friendly Launch CU Loan Specialist at 321-456-5441.
Apply for Your PLATINUM Visa® Now Compare Credit Card Features
How To View Your Points:
Log in to Digital Banking, select “Accounts”, then “My Credit Card”. From the “My Credit Card” page, select your credit card. A new dashboard will appear, and there will be a box that says “Rewards Balance” where you’ll see your current number of points. If you do not have Digital Banking, you can call the Rewards Customer Service Representative at 888-201-4525.
How to Redeem Points:
Log in to Digital Banking, select “Accounts”, then “My Credit Card”. From the “My Credit Card” page, select your credit card. A new dashboard will appear, where you can click on “Browse Rewards. Select “Redeem Rewards” and choose how you want to redeem your points: Gift Cards, Merchandise, Cash Back, Statement Credit, Travel, and more. The minimum Cash Back and gift card redemption is $25, which equals 2,500 points. Additional processing points may apply for redemption.
How To Redeem for Airline Tickets, Travel and Theme Parks:
Travel
Points needed to redeem are based on the exact ticket price. When you log in to your Rewards credit card, go to Browse Rewards, then Redeem Points, and select what you wish to redeem for. Reservation fees apply and vary based upon a reservation made online or via phone.
Theme Parks
An example of theme park tickets available include Sea World, Universal, Busch Gardens, Six Flags, and others in California and other places. Points examples are as follows: Universal Orlando Resort, 2 park 1 day ticket for an adult is 22,964 points. Points are subject to change at any time based on ticket price fluctuation.
Business Visa® Credit Card
The Solution to Your Day-To-Day Expenses!
Business REWARDS Visa® Credit Card
- Earn 1.5% Launch Reward Dollars on purchases
- 3.90% Introductory Rate***
- The 3.90% introductory APR for purchases only will apply to transactions posted during the first 6 billing cycles following issuance of your card. After the introductory period your APR will be Wall Street Journal Prime Rate + 5.00% to Wall Street Journal Prime Rate + 9.00%, based on creditworthiness.
- Variable Rate
- Additional Authorized Users can be added
- Credit Line from $500 to $50,000
Business SECURED Visa® Credit Card
- Solution for a business just starting
- No Introductory Rate
- Fixed Rate
- Additional Authorized Users can be added
- Credit Line from $500 to $50,000
For more information on our Business Visa® Credit Card options, please contact Launch CU’s Business Services at 800-662-5257, Option 8
To report a lost or stolen Visa Credit Card: Call 855-341-4650, 24 hours a day, 7 days a week.
To change your Visa Credit Card PIN: Call 888-891-2435, 24 hours a day, 7 days a week.
To activate your new Visa Credit Card: Call 1-888-691-8661, 24 hours a day, 7 days a week.
CLICK HERE to review our Application and Solicitation Disclosure
CLICK HERE to review our PERSONAL VISA® Credit Card Agreement
CLICK HERE to review our BUSINESS VISA® Credit Card Agreement
Introductory Rate and Balance Transfer Rate: *APR = Annual Percentage Rate. The 3.90% introductory APR for purchases and balance transfers will apply to transactions posted during the first 60 days following issuance of your card. The 3.90% introductory APR will be in effect for six billing cycles. After the introductory period your APR will be 8.90% to 17.50%, based on your creditworthiness. Rates are subject to change without notice. Cash advances are excluded from the introductory APR. Foreign transaction fee of 1.00% of each multiple transaction in US Dollars and 1.00% of each single currency transaction. Credit card approval depends on creditworthiness and other qualifications. See our terms and disclosures on the website for more details. Savings account required to open a credit card. Membership requirements include a $5 minimum opening deposit. You must live, work, worship, or attend school in Brevard, Volusia, Orange, Seminole, Flagler, or Osceola County to become a member.
Subject to credit approval. The rate you pay is based on credit history. Introductory Rate and Balance Transfer Rate: APR = Annual Percentage Rate. The 3.90% introductory APR for purchases and balance transfers will apply to transactions posted during the first 60 days following issuance of your card. The 3.90% introductory APR will be in effect for six billing cycles. After the introductory period your APR will be 10.90% to 17.50%, based on your creditworthiness. Cash advances are excluded from the introductory APR. Foreign transaction fee of 1.00% of each multiple transaction in US Dollars and 1.00% of each single currency transaction. Rewards Card holder earns 1 point for every dollar on purchases made with Launch Visa Platinum Rewards Card. Balance transfers and cash advances do not earn points. Points will be deducted for return purchases. Points are rounded to nearest whole number. Redeemable balance of points will be forfeited if account is delinquent or over limit for 2 billing cycles. Points will be forfeited if account is statused bankrupt, closed or revoked. Unredeemed points expire in 36 months. Refer to your Launch Rewards Terms and Conditions. Federally insured by NCUA.
Subject to credit approval. The rate you pay is based on credit history. Introductory Rate and Balance Transfer Rate: APR = Annual Percentage Rate. Business Rewards Visa® Credit Card –Cash advances and balance transfers are excluded from the introductory APR. Foreign transaction fee of 1.00% of each multiple transaction in US Dollars and 1.00% of each single currency transaction. Business Rewards Visa® Credit Card holder earns 1.5% cash rewards on purchases only made with Launch CU Business Rewards Visa® Credit Card. Balance transfers and cash advances do not earn rewards. The accumulated cash rewards are distributed at the end of the October statement billing cycle in the form of a statement credit provided that the Card earning such rewards is open and in good standing on that day. Launch CU Business Secured Visa® Credit Card is fixed rate and does not earn Rewards. 120% of approved credit limit will be secured in separate account. Refer to your Launch Rewards Terms and Conditions. Requires Launch CU Savings account to open Visa® Credit Card. $5 deposit required to open account. Open to those businesses which maintain an office located in the counties we serve. New membership accounts are subject to account opening requirements and approval. An Early Closing Fee of $10 will be applicable to any accounts closed within 6 months. Federally insured by NCUA.