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Rates and Dividends

Launch CU Loan and Dividend Rates

Whether you’re buying a new or used vehicle, your new home, or refinancing the home you’re in, Launch offers competitive rates and terms that fit your needs. If you need a line of credit for unexpected circumstances, Launch can help.

Launch also offers dividends on your Savings, Elite Checking, and other deposit accounts to help you save for the future.

Couple looking at paperwork

Rates current as of 10/11/2024

Auto & Truck Loan Rates

  Condition Available Terms* As low as APR*
Apply now for Auto Loan New
2023-present
Up to 36 months
Max term 84 months
6.00%
Used
2021-2022
Up to 36 months
Max term 84 months
6.25%
Used
2018-2020
Up to 36 months
Max term 84 months
6.49%
Used
2016-2017
Up to 36 months
Max term 65 months
7.49%
Visit any branch location to open your account. For questions call 321-455-9400 (inside Brevard) or 800-662-5257 (outside Brevard).
*

APR=Annual Percentage Rate. The rate you pay will be based on your credit history and term. If your risk profile puts you in a higher risk category, your rate may be higher. Rates shown are subject to change without notice. Rate and term affected by credit history and amount financed. Your APR will vary based on your final loan amount and finance charges. Certain terms may not be available for all risk categories.

(Auto loan payment example: monthly payments on a loan with a term of 48 months at 6.25% APR would be approximately $23.60 per $1,000 borrowed).

(Boat/RV loan payment example: monthly payments on a loan with a term of 240 months at 10.75% APR would be approximately $10.16 per $1,000 borrowed).

(Personal loan payment example: monthly payments on a loan with a term of 36 months at 10.50% APR would be approximately $45.73 per $1,000 borrowed).

**

"APY" means "annual percentage yield". The annual percentage yield is accurate as of the last dividend declaration date.

***

Minor Accounts only.

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Penalties may be imposed for early withdrawal. The rates advertised are subject to change at any time.  The minimum deposit required to open is $1,000. The minimum average daily balance to earn APY (Annual Percentage Yield) is $1,000. The APY is based on the assumption that dividends will remain in the Certificate account until maturity. A penalty may be imposed for early withdrawal. Fees may reduce earnings.

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The 3.90% introductory APR for purchases and balance transfers will apply to transactions posted during the first 60 days following issuance of your card. The 3.90% introductory APR will be in effect for six billing cycles. After the introductory period your APR will be 8.90% to 17.50% (Platinum VISA®) or 10.90% to 17.50% (REWARDS Platinum VISA®) based on your creditworthiness.

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The Bump Share Certificate offer does not apply to existing certificates. Terms include 26-month and 36-month Bump Share Certificates. During the term of this certificate, the certificate owner has the option to initiate a one-time bump. The certificate owner can request a bump in person and by phone, email, mail, live chat, or digital banking message. A minimum of 30 days must pass from the beginning of the term to be eligible for the bump. The dividend rate in effect on the date of adjustment for the certificate term and tier will be the dividend rate in effect for the remainder of the term. This offer and details, including the stated APY, are accurate as of 08/08/2024. Rates and details are subject to change at any time. The APY is based on the assumption that interest will remain in the CD account until maturity. A penalty may be imposed for early withdrawal. Fees may reduce earnings.

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