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Rates and Dividends

Launch CU Loan and Dividend Rates

Whether you’re buying a new or used vehicle, your new home, or refinancing the home you’re in, Launch offers competitive rates and terms that fit your needs. If you need a line of credit for unexpected circumstances, Launch can help.

Launch also offers dividends on your Savings, Elite Checking, and other deposit accounts to help you save for the future.

Couple looking at paperwork

Rates current as of 11/09/2022

Auto & Truck Loan Rates

  Condition Available Terms* As low as APR*
Apply now for Auto Loan

New
2022-present
Up to 48 months
Max term 84 months
5.25%
Used
2020-2021
Up to 48 months
Max term 84 months
5.50%
Used
2017-2019
Up to 48 months
Max term 84 months
5.75%
Used
2015-2016
Up to 48 months
Max term 65 months
7.25%
Visit any branch location to open your account. For questions call 321-455-9400 (inside Brevard) or 800-662-5257 (outside Brevard).
*

APR=Annual Percentage Rate. The rate you pay will be based on your credit history and term. If your risk profile puts you in a higher risk category, your rate may be higher. Rates shown are subject to change without notice. Rate and term affected by credit history and amount financed. Your APR will vary based on your final loan amount and finance charges. (Payment example: monthly payments on a loan with a term of 48 months at 5.25% APR would be approximately $23.15 per $1,000 borrowed).Certain terms may not be available for all risk categories.

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"APY" means "annual percentage yield". For interest-bearing accounts and dividend-bearing term share accounts, the period of time the annual percentage yield will be offered, or a statement that the annual percentage yield is accurate as of a specified date. For dividend-bearing accounts other than term share accounts, a statement that the annual percentage yield is accurate as of the last dividend declaration date.

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Minor Accounts only.

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Penalties may be imposed for early withdrawal.

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The 2.90% introductory APR for purchases and balance transfers will apply to transactions posted during the first 60 days following issuance of your card. The 2.90% introductory APR will be in effect for six billing cycles from the date of your first purchase or balance transfer. After the introductory period your APR will be 8.90% to 17.50% (Platinum VISA®) or 10.90% to 17.50% (REWARDS Platinum VISA®) based on your creditworthiness.

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18-Month CD Account: Offer available for a limited time only. Rate advertised is available for 18-month CD term as of 11/05/2022 and is subject to change at any time. The minimum deposit required to open is $10,000. The minimum average daily balance to earn APY (Annual Percentage Yield) is $10,000. The APY is based on the assumption that interest will remain in the CD account until maturity. A penalty may be imposed for early withdrawal. Fees may reduce earnings.

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The Bump Certificate offer does not apply to existing certificates. Terms include 26-month and 36-month Bump Certificates. During the term of this certificate, the certificate owner has the option to initiate a one-time bump. The certificate owner can request a bump in person and by phone, email, mail, live chat, or digital banking message. A minimum of 30 days must pass from the beginning of the term to be eligible for the bump. The dividend rate in effect on the date of adjustment for the certificate term and tier will be the dividend rate in effect for the remainder of the term. This offer and details, including the stated APY, are accurate as of 09/07/2022. Rates and details are subject to change at any time. The APY is based on the assumption that interest will remain in the CD account until maturity. A penalty may be imposed for early withdrawal. Fees may reduce earnings.

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