Checking Accounts
Choose Your Checking Account
Launch CU Checking Accounts
Strength, security and easy access come with every Launch CU checking account.
Our Classic Checking Account could save you money with no monthly fee and no minimum balance requirement.
- Classic Checking
- No monthly fee
- No minimum balance requirement****
- Discovery Club (Age 65 and older)
Unlock premium banking with our Elite Checking account: earn dividends on balances over $1,000 and enjoy no monthly service fee when maintaining a $1,000 daily balance.
- Elite Checking
- Minimum daily balance of $1000 to avoid a monthly service charge (See Fee Schedule)
- Dividends are earned on a daily balance of $1,000.00 or more
- No per check charge
Classic Checking vs. Elite Checking
| Classic | Elite | |
|---|---|---|
| Monthly Fee | $0 | $10 if daily balance drops below $1,000 |
| Earns Dividends | No | Yes (for daily balances over $1,000) |
| Digital Banking | ||
| Bill Payer | ||
| E-Statements | ||
| Mobile Check Deposit | ||
| VISA® ATM/Debit Card | ||
| Direct Deposit | ||
| Overdraft Protection | ||
| Courtesy Pay*** |
For more information on how a Launch CU checking account could save you time and money give us a call, or stop by any of our conveniently located branches to set up your checking account today!
APY = Annual Percentage Yield
Only a $5 minimum deposit required to open account and become a Launch CU member. You can open an account if you live, work, worship or attend school in the counties we serve.
Courtesy Pay is subject to approval and/or qualification. The amount approved for Courtesy Pay is subject to approval based on account qualifications. Fees for Courtesy Pay will be charged in accordance with the schedule of fees. Courtesy Pay covers checks, ACH, and recurring debit card items in the event a sufficient balance is not available when the item is presented for payment. One-time ATM and Debit Card Courtesy Pay require additional forms and opt-in consent. Account balance must be positive within 30 days. Courtesy Pay can be used up to 20 times per month. If you have additional questions, please visit your nearest Launch CU Branch or call 800-662-5257
For an instant issue debit card, conditions may apply- inquire for details.