Balance Transfer

Save Big on Interest With a Balance Transfer

We’re offering you the chance to save money by transferring your current high-interest rate credit card balance elsewhere to your Launch Visa^® Credit Card. Enjoy 3.90% APR* for 6 billing cycles with NO balance transfer fee when you transfer your current high-interest credit card balances between January 1 and February 28, 2026, to your Launch CU Visa® credit card. After that, your standard APR will apply**.

If you have store cards or cards issued by other companies, most of your monthly payment may be going towards paying high interest rates! At Launch CU, we offer a low, non-variable APR to our most valuable members – which saves you on interest when compared with other rates in the market.

So, why not take advantage of this low promotional APR offer today? It’s easier than ever–transfer balances by logging into digital banking or visit us at a branch. If you have questions about this offer, please call us at 800-662-5257.

*Introductory Rate and Balance Transfer Rate: APR = Annual Percentage Rate. The 3.90% Promotional APR applied exclusively on Balance Transfers for 6 billing cycles. Rates are subject to change based on market conditions and borrower eligibility. Offer ends February 28, 2026.

**Example above assumes the interest savings against average credit card rate of 19.8% APR vs Launch Credit Union promotional rate of 3.90% APR for first 6 months, then 12.90% to 17.50% (Platinum VISA^®) or 14.90% to 17.50% (REWARDS Platinum VISA^®) for remaining 6 months of 12-month illustration. Illustrated savings in interest is based on a balance transfer of $3,000. Balance transfers and cash advances do not receive Rewards points.

NOTE: Important information regarding this balance transfer offer:

The 3.90% promotional APR will apply to balance transfers initiated by qualified cardholders between January 1, 2026, and February 28, 2026. The promotional rate will be in effect for 6 billing cycles after the date of transfer. After that billing cycle, your APR on transfer balances will be converted to the APR disclosed on your credit card statement. Any existing balance transfers are not eligible for the promotional APR. The APR for purchases and cash advances is disclosed on your credit card statement. Foreign transaction fee of 1.00% of each multiple transaction in US Dollars and 1.00% of each single currency transaction. Other restrictions may apply. Federally insured by NCUA.

If you choose to accept this offer, the following shall apply:

1. You may do a balance transfer to transfer balances from your other credit cards.
2. You may not request a balance transfer to pay on any account issued by Launch Credit Union. If you need any assistance transferring balances, please call Customer Service at 800-662-5257.
3. You may do a balance transfer for any amount up to your available credit limit.
4. If you currently have any amount in a billing dispute with another issuer, we recommend it not be transferred, because you may lose your billing dispute rights. We are not responsible for any late payments, finance charges, disputed amounts, or errors on your other accounts.
5. Transferring balances will not automatically close your other accounts. If you choose to do so, please contact each company directly.
6. Please continue to make at least the minimum payment on your other credit cards until you see the balances have been transferred.