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Skip-A-Pay Program

Skip-A-Pay Program – NEW FEATURES!

Now you Can Skip-A-Payment Anytime!

Because we know sometimes it would just be nice to skip a loan payment when money is tight, we now offer anytime Skip A Pay!  Loan skips are available for auto loans, motorcycle loans and personal loans.  One loan skip is allowed per 12-month period if you qualify, and there is a processing fee of $35 for each loan skipped.   Members who meet eligibility requirements can make the skip from our website.

Skip A Pay

Skip-A-Pay Program Eligibility:

  1. You have made at least six (6) payments on your loan.
  2. Your accounts are in good standing and have been current for the last six (6) months.
  3. You have not skipped a payment in the last twelve (12) months.
  4. You have not had any loan accounts or deposit accounts charged off.
  5. Your loan balance cannot be less than $2,000.00 or greater than $60,000.00.

 

Visit any branch location to open your account. For questions call 321-455-9400 (inside Brevard) or 800-662-5257 (outside Brevard).
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You will be charged a processing fee of $35.00 for EACH loan skipped. The fee cannot be added to the loan. Mortgage loans, home equity line of credit loans, credit card accounts, personal lines of credit, RV and boat loans are not eligible for this program. Only one skip allowed per twelve (12) month period. Your loan date will be advanced one (1) month from your present due date. If your payments are from a Launch Digital Banking transfer, you must change the date of the transfer. If your payment originates from another financial institution, you must contact them to cancel payment for the month you are choosing to skip. Launch reserves the right to deny this offer for any reason. Interest will continue to accumulate on your loan(s) during the month you skip your payment. This offer is subject to cancellation. Certain restrictions may apply. The terms and conditions of your original loan agreement(s) remain in force.

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