What are Smishing and Spam Texts?

Smishing and spam texts are deceptive messages sent via SMS or messaging apps with malicious intent. This technique is used to gain personal information about the victim, such as credit card information, banking information, or your social security number. Oftentimes, they attempt to rope you in with offers (winning a free prize), asking you to take immediate action (posing as a friend or family member in need), or using fake information about a transaction to entice you to respond.

How to Identify Smishing/Spam Texts

Scammers have a lot of differing messages on hand that they may try to use. We have some warning signs you can look out for to help you identify messages with malicious intent.

1. Unsolicited Messages: Be wary of texts from unknown senders or numbers you haven’t interacted with before.

2. Urgent or Threatening Language: Scammers often create a sense of urgency or fear, urging you to take immediate action.

3. Unusual Links: Avoid clicking on links from unfamiliar sources, especially if they appear suspicious or misspelled.

4. Requests for Personal Information: Legitimate organizations will not ask for sensitive information like Social Security numbers, credit card details, or passwords via text.

5. Poor Grammar and Spelling: Many smishing texts contain errors, suggesting they aren’t from reputable sources.

Read How to Spot a Phishing Scam for more tips on identifying scams.

Examples of Smishing and Spam Texts

Here are a few common examples of smishing and spam texts:

1. “Your Account Has Been Compromised”: A message claiming that your bank account, email, or social media account has been hacked and requesting immediate action to secure it.

2.  “You’ve Won a Prize!”: Messages stating you’ve won a lottery, gift card, or contest you never entered.

3. “Unpaid Bill Alert”: Scammers posing as utility companies, demanding payment for overdue bills with threats of service disconnection.

4. “Click This Link for a Discount”: Fake offers from unknown retailers promising discounts or freebies, leading to malicious websites.

5. “Urgent! Help Needed.”: Fake messages from family and friends asking for money to help cover medical or financial emergencies.

How to Stop Smishing and Spam Texts

Protecting yourself from smishing and spam texts requires a combination of caution and proactive steps:

1. Verify the Sender: Always confirm the identity of the sender before responding to any text, especially if it contains alarming claims or requests for personal information.

2. Don’t Click on Suspicious Links: Avoid clicking on links from unknown sources. If in doubt, contact the organization directly through their official website or customer support.

3. Use Anti-Spam Apps: Install reputable anti-spam apps on your smartphone that can identify and block spam messages.

4. Report Suspicious Texts: Most mobile carriers have mechanisms for reporting spam texts. Forward the message to your carrier or use their designated reporting channels.

5. Educate Yourself: Stay informed about the latest smishing and spam text tactics to recognize potential threats more easily.

6. Enable Two-Factor Authentication (2FA): Whenever possible, enable 2FA on your accounts to add an extra layer of security.

7. Keep Software Updated: Regularly update your smartphone’s operating system and apps to ensure you have the latest security patches.