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Buy A Home Now While Rates Are Low

This week’s Tip Tuesday is coming from a Preferred Realtor we work closely with at Launch CU, Lee Goldberg. He is a Coldwell Banker Real Estate agent. Lee serves the Central Florida, Space Coast, and Las Vegas real estate markets with hundreds of transactions. Lee consistently finds homes that are an ideal match for customers preferences.

Buy Now

The amount of buyers I am seeing is unlike anything I have ever seen in my 11 years of Real Estate. The interest rates are one of the driving forces. They are ridiculously low. The reason to jump on it now is simple. What costs you $1 today will most likely cost you $1.10 tomorrow. So your buying power will diminish when the rates are higher, which means less house.

Have Your Down Payment Ready

Right now it’s highly competitive for first-time home buyers because of the price range most are in. They’re ending up in multiple offer situations. You should also be weary of asking for closing costs during this competitive time. If offer “A” has a larger down payment and doesn’t need closing cost help from the seller, which offer would Mr. Seller accept? Sadly, the no closing cost option.

Make A Plan

With that said, there is still solid inventory out there. The key is to make a plan. Remind yourself this is business. Do not get emotional. Do not get attached. Find a home that works for you; one where the numbers make sense especially for resale.

Make A Plan

Pick The Right Team

Most importantly, surround yourself with the right TEAM. This includes the right realtor and lender, as well as with people with vast knowledge, professionalism, incredible communications (this is KEY), and experience. Let your team, led by Launch Credit Union and the Preferred Realtor program get you on the path for success. 

Rates are at an all-time low. Lock in your low rate today! Also, ask your Mortgage Representative about Launch’s no closing cost option.

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